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Spring Cleaning for your Home

Real Estate London

Last month we featured spring cleaning tips for apartment living. This month we’ll focus on houses! Spring cleaning can feel overwhelming, especially when tackling an entire house. The key is to break it down into manageable zones and tackle it bit by bit. Create a checklist to keep track of your progress and stay organized throughout the process.

Wipe Down Walls

Walls can accumulate dust and cobwebs just like any other surface in your home. Use a microfiber cloth or a damp sponge to gently wipe them down, paying attention to corners and baseboards.

Focus on Floors

If you have carpets, consider renting or buying a carpet cleaner to really get the dirt out. For hard floors, polish them to restore their shine. Don’t forget to vacuum thoroughly in all areas, including under furniture.

Thoroughly Clean the Kitchen

When was the last time you cleaned out your pantry? This is a great time to go through it, toss expired items, and reorganize. Also, give your oven, stove, and small appliances a deep clean to remove built-up grease and grime.

Refresh Bedding

Rotate your mattress to ensure even wear and tear, and wash all bedding—including comforters, pillowcases, and sheets. If you have a winter comforter, now’s the time to flip it over for spring. Don’t forget to freshen up your pillows too!

Tackle the Closet Overhaul

Spring is a great time to reorganize your closets. Donate or toss anything you no longer need, and re-organize clothing for the season. Consider storing away bulky winter clothing to make room for lighter, spring options.

Clean Windows and Doors

Give your windows a thorough cleaning, both inside and out. Check for drafts, and inspect weather stripping to ensure your home is energy efficient. Clean the doorframes and handles while you’re at it!

Organize Storage Spaces

Your garage, basement, or attic could probably use a good spring cleaning. Take the time to clear out and organize these spaces, tossing anything that’s no longer useful.

Inspect and Clean Your HVAC System

Spring cleaning is the perfect time to check your HVAC system. Change the filters and ensure the vents are clean and free from dust. This will help maintain a clean air environment and improve system efficiency.

Clean Outdoor Areas

Don’t forget your outdoor spaces! Tidy up the backyard, rake up any debris from the winter months, and take care of yardwork. Clean your gutters, and consider pressure washing your deck or driveway to remove any built-up dirt or grime.

Get the Family Involved!

Spring cleaning is a great opportunity to get everyone in the family involved. Dedicate a weekend to cleaning together and divide tasks by zone. It’ll make the process faster, and it’s a fun way to spend time as a family.

Spring cleaning is a rewarding way to refresh your home and make it feel new again. Tackle it step by step, and before you know it, your home will be sparkling clean and ready for the warmer months! If you’re thinking about shifting from apartment living to a home, give me a call! I’m happy to help guide you in this crazy market.

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Considering Downsizing?

Real Estate London

Downsizing has become an increasingly popular choice for people at various stages of life. Whether you are considering downsizing because you’re empty nesters looking to simplify your living situation, or you just want to embrace a more minimalist lifestyle, downsizing can offer a fresh start. The key to making the right choice is understanding the pros and cons of different types of homes that can suit your needs.

Let’s break down some of the most common options for downsizing: apartments, condos, townhomes, and tiny homes.

 

Apartments: Low Maintenance, High Convenience

 

PROS
Ease of Maintenance: One of the biggest perks of living in an apartment is that maintenance is usually handled for you. Issues like plumbing, heating, or landscaping are taken care of by the property management, saving you both time and money.
Amenities: Many apartment buildings come with built-in amenities like gyms, pools, laundry facilities, and even shared social spaces, making it a convenient option for those who want more with less upkeep.
Flexible Lease Terms: Renting an apartment gives you flexibility if you’re unsure about a long-term commitment, allowing you to test out your downsized living situation without being tied to a mortgage.

 

CONS
Lack of Privacy: Apartments, especially in large complexes, can feel cramped and less private. Thin walls and close neighbors might mean you’ll have to adjust to a bit more noise and less personal space.
Limited Customization: While you can decorate your apartment, structural changes are typically off-limits, so it may not feel quite as “homey” as a place you own.

Condos: Ownership with Perks

 

PROS
Ownership Benefits: If you’re ready to own your home but still want to downsize, a condo offers a good balance. You own the property, meaning you can build equity over time while still having fewer responsibilities than a traditional house.
Shared Amenities: Like apartments, many condos offer shared amenities such as pools, gyms, and even common areas for social gatherings, but you may find that condos have a more residential feel and fewer people compared to apartment buildings.
Low Maintenance: Similar to apartments, the condo association typically handles exterior maintenance, landscaping, and other shared property responsibilities.

 

CONS
Condo Fees: While the maintenance is taken care of, you’ll be paying condo fees, which can add a significant monthly cost. These fees cover maintenance of the building and shared spaces but can be expensive depending on the condo’s location and amenities.
Rules and Regulations: Condos often come with strict rules about what you can and can’t do with your property. For example, modifications to your unit (like adding a new deck or painting your door a bold color) may be prohibited.

Townhomes: A Blend of Privacy and Community

 

PROS
More Space: Townhomes generally offer more square footage than apartments or condos, often with multiple floors and a private garage, providing more of a house-like experience while still being easier to maintain than a single-family home.
Private Yard: Many townhomes come with a small front or backyard, which gives you some outdoor space without the extensive upkeep required by a single-family home.
Community Feel: Townhomes often reside in neighborhoods with a strong sense of community, which can be a big plus for those looking for a quieter, suburban lifestyle with a bit of social interaction.

 

CONS
Less Privacy Than a Detached Home: Though townhomes offer more privacy than apartments or condos, they often share walls with neighbors, which can lead to noise and less personal space.
Fees: Similar to condos, townhome communities often have monthly fees to cover common area maintenance and other shared services. These can be a downside if you’re looking to keep costs as low as possible.

Tiny Homes: Simplify Everything

 

PROS
Extreme Simplicity: The appeal of tiny homes is their minimalist lifestyle. With sizes typically ranging from 100 to 400 square feet, these homes force you to prioritize what’s truly important. Living in a tiny home means you’ll be reducing your possessions, living sustainably, and minimizing your environmental footprint.
Affordability: Tiny homes are often much cheaper than traditional homes, both in terms of the initial investment and ongoing utility costs. If you’re looking to drastically lower your living expenses, a tiny home could be the perfect solution.
Mobility: Some tiny homes are designed to be mobile, allowing you to take your home on the road. This is perfect for those who want to embrace a nomadic lifestyle or simply enjoy the freedom to relocate at will.

 

CONS
Limited Space: The biggest drawback is, of course, the lack of space. A tiny home offers very little room for anything beyond the basics. If you’re used to larger living spaces, adjusting to such small quarters can be challenging.
Zoning and Regulations: Depending on where you live, there may be zoning laws and building codes that make it difficult to park or set up a tiny home. Some areas may not even allow them at all, so it’s important to do research before making the move.
Lifestyle Change: A tiny home requires a significant shift in how you live. You’ll need to downsize your belongings to fit the space and adjust to a much simpler way of life. While some people thrive in this environment, others may feel cramped or frustrated by the lack of storage and space for personal items.

Which Option Is Right for You?

Downsizing isn’t just about reducing square footage—it’s about creating a living space that aligns with your current lifestyle and priorities. The best choice for downsizing depends on your personal lifestyle, preferences, and goals.

If you’re considering downsizing and looking for help navigating these options give me a call! I’m happy to chat about what might be right for you, and discuss some of these properties coming to market.

Let’s turn your downsizing journey into a new adventure!

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Custom Homes in Lucan

Real Estate London

If you’re considering a move to a charming small town, look no further than Lucan, Ontario. With its picturesque landscapes and strong sense of community, Lucan is expanding rapidly, making now the perfect time to invest in your future. Vander Wielen Custom Homes is at the forefront of this development, offering beautifully crafted residences in the desirable Olde Clover Village.

 

A Legacy of Quality Custom Homes

For over 30 years, Vander Wielen Custom Homes has built a stellar reputation as a premier residential builder in London and its surrounding areas. Known for their commitment to exceptional construction practices, Vander Wielen homes beautifully blend form and function. Each home is designed with the homeowner in mind, allowing for personalized touches that reflect individual tastes.

With a focus on superior products and workmanship, Vander Wielen stands apart from competitors. The company maintains rigorous attention to detail, ensuring that each home meets high standards of quality and durability.

Homes to fit your lifestyle

At Olde Clover Village in Lucan, you’ll find a range of options to fit your lifestyle. With 13 unique layouts available, there’s something for everyone, whether you need a cozy 1250 sq ft home or a spacious 2800 sq ft residence. Starting at $800,000, these homes feature 4 bedrooms and unfinished basements, offering plenty of room for future upgrades. With numerous upgrade options available, you can truly make your new house feel like home.

Life in Lucan

Lucan is a hidden gem just 15 minutes outside of London.  This small town is perfect for young families, offering a safe environment, excellent schools, and local family-owned amenities. Enjoy the beauty of nature with access to parks and trails, and take part in community events that bring everyone together.

One of the most appealing aspects of living in Lucan is the opportunity to own larger homes and lots at a fraction of the cost compared to city living. This makes it an ideal choice for those looking to enjoy more space without sacrificing proximity to urban conveniences.

Why Now is the Time to Move

As Lucan continues to grow, now is the ideal time to make your move. Whether you’re looking for a serene place to raise your family or a vibrant community to call home, I’m here to help you make that next move. Don’t miss out on this opportunity to invest in your dream home today!

If you’re thinking about making a change give me a call!

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Mortgage Specialist

Real Estate London

A number of my clients have been asking questions about mortgages and what all of these announcements mean when buying property in Canada. We sat down with Mortgage Specialist Carina DeMedeiros to ask all your questions about interest increases, variable vs fixed, and more!

 

Interest Rate Increase

On June 7th the Bank of Canada announced an increase. Here were the key takeaways:

✨ Prime was increased by 25 basis points or 0.25%

Variable mortgages will automatically increase

✨ Fixed Mortgages are not directly affected (but have seen an overall increase)

Amortization

As variable rates increase, banks have been adjusting amortization so their clients can afford the payments. If you’re on a fixed mortgage and your term is coming up, you may be able to adjust amortization to see a more manageable payment.

✨ Amortization- number of years it will take you to pay off your mortgage at the current rate

✨ Term- length of time for your current mortgage contract

Fixed or Variable

The most asked and debated question in the mortgage community- fixed or variable? The answer for this depends on your situation so its important to speak with a mortgage broker.

First time buyer perks

Yes! There are some perks for first time home buyers.

✨ First Home Savings Account (FHSA)

✨ Take up to $35,000 from your RRSP tax free

✨ Land Transfer deductions

 

Downpayment help from parents

A number of my first time home buyers are receiving gifts or loans from their parents in order to obtain a down payment for their house. Is this a good idea?

 

It can be hard to navigate this market, especially as a first time home buyer. I am always happy to find answers for my clients and chat about the details of the market. Contact me today!

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Real Estate Questions

Real Estate London

The last few years in the real estate market have been unpredictable. Here are some of the most common real estate questions I’ve been asked over the past few months. 

How Much Can I Afford?

Knowing how much you can afford is a vital first step in looking for a home. Before you begin your search, meet with a mortgage broker and receive a pre-approval. If you’re in the early stages, keep in mind the 28% mortgage rule. This states you should spend 28% or less of your monthly gross income on your mortgage payment. To determine how much you can afford using this rule, simply multiply your monthly gross income by 28%.

Why is London Booming?

As I’m sure you’ve noticed, London and its surrounding areas have experienced a major population boom over the last few years. This is due to immigration, increase in international students, and families moving in from other parts of Canada.

This ultimately means the housing market has become unpredictable at best. If you’re looking to retire and downsize, now might be the best time while your property is in high demand! 

What is a property title search?

A Title Search will tell you everything about the property. If you’re looking at an investment home or have some questions that seem unanswered about the property, it may be a good idea to order a title search. You can have your lawyer or financial institution order a title search in Ontario.

What is a Guarantor?

Sometimes if you don’t qualify for a mortgage on your own, first time home buyers will have a guarantor to qualify. The guarantor’s role is solely to guarantee that the mortgage payments will be made. They become liable only after the lender has exhausted all other means of collection against the primary borrower.

 

Don ‘t see your real estate questions on this list? Give me a call! I’m happy to help. If you’re looking for other real estate tips make sure to follow my socials for all the updates.

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